What are Perpetual Bonds

There are hundreds of products to invest in the stock market. With so many investment options, it is very difficult to choose where to invest. However, generally, all investors choose where to invest…

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If I apply for zales credit card in store is it instant approval?

We plan on buying our wedding rings from zales and do not want to order online. If possible, we would like to get them in the first trip, but want to apply for the credit card. I know applying online takes up to 2 weeks for them to notify you, but if I apply for the card in store can they let me know if I am approved or not so I can get the rings that day?

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“”My bankruptcy case was reopened, does that mean that it was refiled?
I filed bankruptcy about 8 months ago and it was discharged. A few weeks ago the case was reopened because there was an error with the submission. My uncle recently passed away and in the will the house is supposed to go to me. I saw that if you receive an inheritance 6 months after filing then they can not collect it — since I filed 8 months ago does that mean they can not collect that? I’m not sure if reopening means that they are refiling (or if that’s two completely different things). I really can’t afford an attorney so I would appreciate any help possible besides talk to an attorney.
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When are mortgage rates going down.?
The fed has cut the interest rate to 2% but the consumers still are getting the 5.5% on the 15 year fixed. I heard it takes some time for the effect to be felt, somewhere i read it should come down by the end of the year is that true.””
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“”I’m 50,000 dollars in debt, is there a way to get a loan w/ bad credit?””
I am over 50 grand in debt and I have horrible credit. If there was a way for me to get a loan to consolidate and pay all my bills off, I could just make one payment and that would at least get me out of debt so that I could make one payment to pay off loan. Why won’t anybody give me a loan and what can I do about my huge debt?””
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Can you file chapter 7 bankruptcy twice?
I have read over and over that you can only file chapter 7 every 8 years, but I would like to know are there any exceptions to that rule. My family and I have tried hard to remain stable after being apart of Hurricane Katrina 2 years ago, but the cost of living in an expensive city and not receiving rental assistance like other evacuees has taken a toll on our income. We had to file bankruptcy, but the thing was I filed and was discharged from chapter 7 four years ago, in 2003. Is there a chance that I could file twice in less than 8 years given our circumstances?””
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How long should you want until you try to refinance an auto loan?
My wife had no credit when I got the loan, but she has credit now and I want to add her to the loan, but to do so I will have to refinance. This could hurt my score? But could help my intrest rate. (Currently 13%) May credit has also gotten better since the loan. It’s been 7 months now, I heard I should wait until a year.””
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#repost

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Are there any honest jobs tat you can do from home?
I have a 9 month old daugther at home and my husband works during the day and we only have one car, I was wondering are there any jobs online that are real and not a scam and you don’t need money to start up? My husband doesn’t make a whole lott his job. Thanks! :)””
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How do i get a free credit report?
how do i get my free credit card without giving a credit card number i dont have a credit card
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What is the best type of amortization loan ? Which do would i pay least interest durring the first few year.?
The seller is offering seller financing, What would the the best deal in terms of loan and payment scheduling. Do i have any choices ? What are: Straight line (linear) Declining balance Annuity Bullet (all at once) Increasing balance (negative amortization)””
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My credit union has counter offered my loan….?
Update: We have been emailing back and forth. Basically the tiered rate would be 2% higher than their regular terms. But she says they can’t use my car as collateral because the trade in value is a little less than what I owe. They are asking if I have other collateral. What else could I even use? I don’t own a home, don’t have any savings, and this is my only car.””
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Still needing answer for bad credit unsecured loan need 5k my experian has dropped to 524 & prosper denied me?
Every time i apply for a loan my credit drops it was over 600 my problem is that i have 16 accounts but all are current but not for long if i cant get the help. x-wife decided 2 go through the state for child support and irs is garnishing me 10% of my gross salary. I really need to consolidate my bills and could really use 6k. I have verifiable income of 48k for last year and i’m expected to be at 52 to 60k this year. but everything hit me at same time including back child support which i owed $1170.00 and they took 475 out of my last check and their taking $511.00 out of this one. which is not going to leave me to take care of any bills but my rent and my interest on a payday loan. I’ve been working too hard trying to better my credit i will do whatever it takes to get out of this little hole that ive dug. I can get that 60 points back pretty quick i just dont want any bad marks or late payments on my credit anymore. I would really appreciate your feed back. thank -you I hope
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APR for Purchases vs Penalty APR?
I’m looking through credit card options. I know that APR is interest you must pay if you pay late. So, as long as you always pay your balance on time and in full, you till never have to pay APR. But I am confused as to what the difference between APR and Penalty APR is? Isn’t penalty APR also interest accumulated from a late payment? How is that different from APR?””
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How do I get a home loan for a single mom with poor credit and no money down?
I want to actually buy the house I am currently living in. I live in a Rural area.
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Need a loan for school. Bad credit?
I went through financial problems in the last two years and my credit is very damaged (593) but I want to go to school. Could I still get a loan? any tips? Thank you
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Does anybody knows any private money lenders in liverpool area or any phone contact for any thanks?
im looking for 750 loan to pay in fortnightly installments i cant have acess to a bank one
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“”Where can I find a personal loan of $12,000? … with bad credit?””
Hi, I was wondering if someone can refer me in regards to the loan, I google it but it is soo freaky to type personal information over the internet. I am close to purchase my house and just need 12K to do the closing, is to pay the house in cash. Any trust lender???””
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Can I file bankruptcy while in the Navy?

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“”My Lawyer says its not worth it to put unpaid taxes in a Bankruptcy, Is he telling the truth?
He says they will work with you if you cant pay…..If this is true does anyone know how this works?
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Should i put in my credit card details in a dodge porn site?

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Who else has a 541 credit score and has received an auto loan?
I want to know what company you got your loan through. Thanks.
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How soon after you purchase a vehicle can you refinance?
a friend of mine keep asking me that question, in which i have no answer to, purchase the vehicle about 2 months ago.””
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Where can i get a free credit report?
i need to find a way to get a free credit report online, without having to pay for it. most free”””” credit reports have a fee””
“”
What determines if creditors are to take your house if I file bankruptcy chapter 7?
I live in the state of FLA in the city of Mia Gardens.
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Partial Balance Sheet?
Jewett Online Company has the following liability accounts after posting adjusting entries: Accounts Payable $63,000, Unearned Ticket Revenue $24,000, Estimated Warranty Liability $18,000, Interest Payable $8,000, Mortgage Payable $120,000, Notes Payable $80,000, and Sales Taxes Payable $10,000. Assume the company’s operating cycle is less than 1 year, ticket revenue will be earned within 1 year, warranty costs are expected to be incurred within 1 year, and the notes mature in 3 years. Prepare the current liabilities section of the balance sheet, assuming $30,000 of the mortgage is payable next year. (List liabilities from largest to smallest eg 10, 5, 3, 2.)””
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Find the nominal interest rate for a debt security(worth ten points)?
maturity risk premium is 3%
“If I apply for zales credit card in store is it instant approval?

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Looking for a loan shark?

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What happens after you file Bankruptcy?
I filed bankruptcy and it seems like everybody is turning me down because of it. I can’t get an apartment, a car or anything because of that. They want me to pay off things that are on their. Whats the process after you have been discharged are they suppose to view your bankruptcy and judge you on that stuff. Asking for a friend””
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Discharging Taxes in Bankruptcy?
I filed a chapter 11 in October of 2007. I filed my State of NM tax returns a year later. My plan was approved in March of 2011. An order closing the case was filed in May of 2011. Based upon the returns filed in October 2008 I owe $ 90,000 to the State of New Mexico. Can I file a new Ch 7,11, or 13 and have the tax debt to State of NM discharged?””
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Getting a mortgage with a seasonal job- Help!?
My husband & I are trying to getting a mortgage for 375 000. We currently are earning $5900 per month gross between the two of us. I am employeed year round but my husband is a seasonal worker (6 months in the summer) He will have another job over the winter months and has been offered a few positions at approximately the same rate he is receiving now. How do we present this to a mortgage broker so they feel secure in giving us a mortgage? Any suggestions would be great- thanks!
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#repost

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How can I get a bad credit loan for $1500?
I need to get a personal loan for $1500 so that I can pay up my car payment and get car insurance. If I do not, I am going to lose my car. My car is my lifeline because it gets my children and me to all of our necessarily medical appointments that we go through during the week. I have been searching and everything seems like a scam. I know there has to be a way. Does anyone know of anything I can do?””
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Can you use a VA loan for a personnal loan?
i know you can use the loan for a house but what about a personnal loan for a wedding.
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Where can you get a bad credit auto loan for 0 down?

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Chapter 13 bankruptcy rules how many months to repay my debts?

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#repost

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“”How much would a $600,000 loan be per month on average?
30 year mortgage
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Please some one help me how to deduct my home loan interest in ITR form 1?
for online e-filing submission purpose
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Why did I not get approved?
I meant 649 which I guess according to your answers is still pretty low.. :/ But I want to thank everyone for answering. I had some pretty good and clear answers and I now know exactly what to do. Basically nothing.. lol… just continue with having on time payments and getting my credit card’s balance paid off. Then hopefully in a couple of years by the time I have my down payment ready my credit will be ready as well.
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What is the easiest way to borrow money?

“”
Is freecreditreport.com really safe and legit?

“”
“”I applied for an auto loan, now it has a pending decision?””
The other day I applied for a small auto loan through Navy Fed. They replied saying that its pending now and they want a copy of the title to make sure its value it worth the loan. I am going to send it later today. I’ve already checked, and the car is worth the loan. Does this pretty much mean it will be approved?””
“”
“”What kind of interest rate could I possibly get on a auto loan and how much could I borrow, in my case?””
My credit score is about 560, I make about $2200/month, I have $2,000 for a down payment. How much could I get approved for and what kind of interest rate am I looking at for an auto loan?””
“”
Can a judgement lien be included in a Chapter 7 Bankruptcy?
Gave up vehicle, vehicle was auctioned by auto company. got blue book value for it and is now suing for remaining balance. I have no $$ all i have is my home which is quickly depreciating in value due to real estate mess, and attorney is after me to put lien on my home. I amseriously considering chapter 7 as i have also fallen way behind on other items.have been struggling tokeep home for last 2years and am not giving up now. Please advise.””
“”
What APR should I expect on my auto loan?
I live in WI, my credit score is 726 and I applied for an 18k auto loan for a new car through a credit union. What kind of interest rate can I expect?””
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How do I get pre-qualified for a home loan?
Looking to buy a house for the first time and I’m just curious as to what I need to do and what I need to know. Thanks.
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#repost

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Credit card hasnt been charged?
So I bought stuff from best buy online on Nov.24 my credit card hasn’t been charged though nd I got a email today saying my stuff was being shipped already I went only to see my card summary but nothing from best buy has shown up… When is my credit card going to be charged??
“”
Auto Loan Calculations?
I need a big help here with calculations. Im purchasing a car and trading in my old one. Here how it goes New Car price : $ 17,900 Balance Loan on Old car : $ 12,000 Old Car Trade in Value : $ 8,500 Annual percentage rate : 7.99 % Sales Tax GST+PST : 11% Term Of loan applying : 84 months According to the dealer ill be paying $ 369 monthly based on the input given. Are they right?? Im trying to figure out but i suck when it comes to calculations. Pls help. Thanks for your effort. “”
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Does anyone know how I can get a FREE credit report without signing up for ANYTHING or paying ANYTHING?

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“”Credit Report Question: Balance paid off, says zero but status is R-09"”””. Please see details below.””””””
I have four items on my credit report that I believe are damaging. They have all been negotiated and paid as per agreed and all show zero balance. However, the current status shows either I-09, O-09 or R-09. My understand is that the 09 is hurting my score. How do I get these fixed? I have other items from a few years ago that were settled and now show 01. Are there specific letters I can send to the bureaus to get these corrected?””
“If I apply for zales credit card in store is it instant approval?

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#repost

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#repost

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What auto loan interest rate will i be offered?
My credit is about 600 and wifes is around 650. We make about $130,000 as a combined income. I have a 2000 VW Jetta that i will probably try and sell myself. We are looking to buy 07/08 Pathfinder. Please send only serious info!!! Thanks ahead of time!! Also our debt to income ratio is about 20–30%.””
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Bankruptcy 6 years old how will it effect your security clearance?
Im going to afganastan to work as a contract medic this is my first time going and getting a cacx card how long does the process take. I have everything and am ready to be reviewed. Financials arent great , I have 2 little kids so Im trying to break the bad financial cycle, I think this is a great opportunity. Am i going to have trouble getting my cac card?””
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Is this considered harassment by collection dept of mortgage company?
We are behind on the mortgage by a month and a half. We owe one complete payment, and half of another. My husband was unemployed for 9 months, and recently found a job. Of course this job only makes 40% of what his former job made. Yes we are financially hurting. On top of that we were burglarized last month. Nothing like getting kicked when you are down. We haven’t received the insurance check yet. My husband spoke with the collections dept, and told them they would get a payment on Friday. That is when he gets paid. That call was at 2:30 in the afternoon. They preceded to call 5 more times until 7 pm. They just called for the first time today. They are leaving nasty messages. It is not uncommon for them to call 10x in a day. I mean DUH””
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Fiancee K3 Visa. Can I apply without a form I-134. Can we use other sponsor for Fiancee Visa?
I am a Panamanian citizen. My girlfriend (US Citizen) is pregnant with my baby. We found out only a few weeks ago. I left the US on June 14th after 5 years working with an H1B visa. I am trying to re-entry the US to marry my girlfriend and have a family. We are thinking in applying for a fiancee visa from Panama for me. I also thought on going back to the US on B1/B2, get married, come back to Panama and apply for a Spouse Visa. In the USCIS website it says that we will need to provide an affidavit of support, and police records from the countries I have lived since I was 16. 1). She has been unemployed for 2+ years. She doesn’t have income to fill the affidavit? Can she find another person? I-134 can be filled by another person? ex. her mom, another US citizen? 2. How do we do about the police record for the US? I didn’t get one when I was there. I was a law abiding person. I can’t get it before I apply because I can’t get a B1/b2 since it’s been only 2 months since I came back to Panama. Any recommendations? I held a good paying job for 5 years, I paid my taxes and have tax return forms for all those years. Never exceeded my stay I sincerely just want to be with my soon to be wife and my baby and provide for both. Please help!! Danny Boy””
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Recent drop in interest rates — can I refinance my auto loan?
Given the recent drop in interest rates, I’d like to look into refinancing my auto loan. I have a 2004 F-150 and I’m sure I own more on the truck than it’s worth….will I be able to refinance with a better new rate? Thanks!””
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#repost

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I declared bankruptcy a few years ago and I looking now for some company or bank?
where can apply for a credit unsecured credit card . Where can I apply?
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#repost

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Can you withdraw money from a credit card through a bank?
I have een them do it with i.d. and a debit card (visa or mastercard) is it not the same with a credit card?
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How long does it take for a cashier’s check to clear?
Just sent a cashier’s check for an eBay item (small bucks, used kid clothing). Seller new to eBay, doesn’t have a Paypal account set up. Seller says she has received the check and will ship when check clears. I’m thinking, Whaaaa? A cashier’s check is like cash. Is she nuts, or am I?””
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Anyone know a payday loan company where i can get 1500 and that actually works ?
im desperate and dont care what the fees are etc,i need 1500,all the no credit check 1500 loans”””” i ran just keep transfering me and bs””
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Where can i go to get a real free credit report w/o using my credit card no. online?

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Does using my credit card alot hurt my credit score?
I use my credit card multiple times a day for pretty much everything I can. I always pay off the debt within the span of a few days though. Is this hurting my credit score? Second question: A few months ago I learned that I should keep my credit below the %50 mark. Before that I would always get it to the 90% mark and then pay it off n installments always higher than the minimum payment required. Did this hurt my credit score? (This was done for about 3 months).
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Auto loan with poor credit?
my credit went up 51 points…sadly it’s now only at 566 due to me not receiving any medical bills or making payments because I moved and insurance problems yada yada. Is there any way to get an auto loan or any loan? I NEED a car to commute to work and mine is breaking down.
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“”I don’t know anything about credit, is mine messed up?””
So about a year ago, I was put into the hospital. I owe them a little over 2,200 dollars that I have just started to pay. I also got into some trouble at the bank a few months ago and ended up -500 (300 of which I have paid off) and they closed my account out. I’m twenty years old. Is my credit messed up due to this and how can I fix it (aside from paying off my debts, which I’m slowly working on out of necessity.)””
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How do I build my poker bankroll starting with 50$?
My goal is to start with 50$, I have read that you should start with 150$. I have also heard that you should never ever buy into a cash game for more than 5% of your bankroll. If my math is right, 5% of 50$ is 2.50$. So I would have to start at the 1c/2c cash games. And then if I did my math right, then in order to buy into a 5.00$ game (2c/5c) I would have to have a 100$ bankroll!!!!! So I would have to make 50$ at a 1c/2c game!!??!?!? That would take FOREVER!!! There has got to be a better way, my goal is to go from a 50$ bankroll. And be playing at the 1/2$ games withing 6 months, is this realistic???””
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How far in debt does someone have to be in to file Bankruptcy.?
This person does fall within the new guidelines of falling under the states mediam income level.
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If my boyfriend files bankruptcy will he lose his car?
In what he has no way to pay is about $3,600. Which doesn’t seem that much but the thing is its on his uncle’s credit. And he is seriously contemplating it so they don’t come after him b.c he is on a fixed income. But my boyfriend like myself is young and has a small pay check and just has no way to afford it with other car payments.””
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Tips/gifts for realtor and mortgage broker?
I am closing on my first condo this week. I am wondering if it’s customary to give my realtor (who has been working with me for months to find a place) and/or my mortgage broker (who pushed the loan through very quickly for me) a gift of some kind as a thank you after the deal is done.
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“”10 points!!! Consumer math help, 1 question?””
Your parents have a credit card with a balance of $3,287.90 at an interest rate of 14.5% APR. They pay $1,200.00 each month on the due date until the card is paid off. How many months does it take to pay off the card, and what is the total amount paid including interest? Please explain, thank you so much!!!””
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Do you know how to get the free credit check on the internet?
everywhere i went they wanted my money. How can i get a free credit check on the internet?
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Where can i get a $3000 dollar loan to buy a car?
I have a good job, and horrible credit from my younger years. I am much more responsible today. My car just died (Transmission) and I have found a decent used car for $3000, but I need to act fast. How can I get $3000 quickly?””
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Need bmw auto loan?
I have a 590 credit score and want to take out an auto loan for a bmw 3 series. I work full time and make $15 per hour plus commission and monthly bonuses. I do not have a co-signer. I need a loan for about $30,000-$50,000. I do not have any other bills. Is it possible to get a loan like this with subprime credit? Please advise.””
“If I apply for zales credit card in store is it instant approval?

What are Perpetual Bonds

If I apply for zales credit card in store is it instant approval?

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